2021-22 NCAA Football Championship Betting At NJ Online Sportsbooks

College football kicks off in late August, with Week Zero games between Arizona and Hawaii and an intrastate matchup between Miami and Florida.

For more than three months, football will consume our lives. And all of those games will culminate with the College Football Playoff National Championship in Indianapolis on Jan. 10, 2024.

Will that final game be the fourth meeting between Clemson and Alabama in the past seven years? Or will the college football landscape get shaken up?

Have some predictions and hot takes? In New Jersey, you can put your money where your mouth is, courtesy of a sports betting industry that has boomed over the past couple of years.

Here you will find a cumulative look at the NJ sports betting landscape as it pertains to college football wagering.

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Where to bet on the College Football Playoffs in NJ

Operators have taken full advantage of sports betting regulations in New Jersey, leading to a massive market that features 17 betting apps and 10 retail sportsbooks throughout the state.

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NJ sports betting locations

Online vs. retail betting

It is no secret that the secret to NJ sports betting has been the online betting side of things.

The state’s industry has taken off since launching in June 2018, as legalized retail and online sportsbooks have taken in nearly $3 billion in wagers over the last year.

About 73% of all bets made during the life of NJ sports betting have come online, via one of the 14 online sportsbooks operating in the Garden State. In 2019 alone, bettors have wagered more than $1.3 billion through betting apps, equating to more than 80% of overall handle in the state.

Retail sportsbooks obviously provide an event-style environment, with tellers, big-screen TVs, lounge chairs, and bars that add even more to the betting experience.

But if some prefer to stay at home, or if they are heading to a watch party or a prior engagement, New Jersey boasts plenty of online options to allow bettors to still make their wagers in time for kickoff.

2021-22 College Bowl Championship current odds

Summers are filled with the dog days of baseball, a few golf tournaments, maybe even a smattering of tennis action.

For most, though, the summer is a time for building hype. A time for getting to know the college football landscape. A time to get their first wagers on the books.

In New Jersey, bettors can begin laying down money on which team they believe will win the 2021 national championship. Next to each team is a number that is either paired with a plus or minus sign.

The plus sign tells bettors how much money they will win on a $100 bet should their selected team win the title. For example, bettors might find Clemson listed at +200 to go all the way. A Tigers victory, then, would pay $200 on a $100 wager.

Below is a look at the teams favored at some of New Jersey’s top betting apps:

College Football Playoff predictions and betting picks

Once again, it is Clemson and Alabama against the field … if not each other.

Most sportsbooks list the defending champion Alabama Crimson Tide as the front-runners for the 2021-22 CFP National Championship. Others put them second, behind perennial power Clemson, which has advanced to four of the last six championship games, winning twice.

Over the past couple years, a few darkhorse programs have emerged that bettors have backed in hopes of Clemson and/or Alabama tripping over themselves.

Georgia is one of those teams, which heads into the 2021 season a few years removed from an appearance in the national title game, and no college football season could go without hype surrounding Ohio State and Michigan, two storied programs with fan bases that, in recent history, have had disappointing ends to seasons after lofty expectations.

Who knows, though? Perhaps this year belongs to the Big Ten.

How the College Football Playoff field is set

A 13-person College Football Playoff committee determines which programs earn spots in the four-team playoff field.

Beginning just after the midway point of the regular season, the CFP releases weekly Top 25 rankings. Once the season concludes, a final ranking will paint the picture of the playoffs.

The top four teams will advance to the playoff and will play at either the Cotton Bowl in Dallas, TX, or the Orange Bowl in Miami Gardens, FL. These semifinal games will take place Dec. 31, and winners will advance to the Jan. 10 national championship in Indianapolis.

Types of College Football Playoff bets available in NJ

A variety of betting formats exist in the NJ sports betting world. From wagering on winning margins to simply choosing a winner to predicting a coin toss, options abound for bettors.

Point spread

This is arguably the most familiar betting type to the public. And one the media frequently cites when analyzing matchups.

Sportsbooks determine which teams in any given week should be favored in their respective games. To boot, they predict how much those teams will win by.

When looking at an odds board, bettors will see a decimal number with a minus sign next to it, such as “Clemson -7.5.” This tells bettors that the Tigers are favored by 7.5 points.

They can then wager on Clemson to win by more than that margin (or to “beat the spread”) or for Clemson’s opponent to lose by fewer than that total (known as “covering the spread”).

Underdogs don’t even need to lose to cover. Outright wins provide the same winnings for backers.


This type of bet hinges not on the score, necessarily; simply which team wins.

Bettors will see a three-digit number next to each team, which denotes the moneyline. A minus sign next to that figure indicates the favored team, and a plus sign shows the underdog.

Additionally, these numbers tell bettors either how much they can win on a $100 bet, or how much would need to be wagered in order to win $100.

Alabama as a -200 in a game, for example, means the Crimson Tide are not only favored but also that bettors would need to wager $200 in order to win $100. As a +150 underdog, an Alabama win would pay $150 on a $100 wager.


Not wanting to back any specific team? Look at the totals.

Prior to kickoff, sportsbooks will predict various totals within a given game. How many points will be scored? How many touchdowns will be scored? You get the idea.

All bettors need to do is decide if less or more than those totals will occur and place their bets.


For the long-game bettors, the action is with futures.

During the offseason or even during the season, bettors can find futures odds at sportsbooks. Which team will win the national championship? Who will win the Heisman?

Prices will likely be adjusted as the season goes on, so bettors can do some shopping and waiting to find the best value. But whatever price is listed at the time of a wager is the payout bettors will receive if they win.

Prop bets

These types of wagers involve players directly.

Seeing a market that wonders which player will score the first touchdown in a game, for example, is a prop bet.

Props typically revolve around individuals rather than teams. And they certainly add more skin to the sports betting game.


Seeing multiple games you want to wager on? Or perhaps you’re looking to increase the payout on certain games?

Parlays are your ticket.

Bettors put money down across several events, combining their bets in a parlay to maximize winnings.

Moneylines, point spread, and totals could all be featured in a parlay. In order to collect, though, bettors must hit every “leg” of the bet. Go undefeated to reap the rewards, because even one loss in a 10-leg parlay will keep bettors from celebrating.

2021-22 college football bowl schedule

There’s a reason winter is perceived as “Bowl Season” for sports fans. There are games almost every day. For almost an entire month.

For just over three weeks, 41 games will take place, keeping all of us entertained through the new year.

Here’s a full schedule of the upcoming college bowl season and College Football Playoffs:

Date Bowl Time (ET) TV Matchup
TBD Redbox TBD TBD Big Ten vs. Pac-12
December 17 Bahamas 12:00 PM ESPN C-USA vs. MAC
December 17 Cure 6:00 PM ESPN2 AAC vs. Sun Belt
December 18 Boca Raton 11:00 AM ESPN Pool vs. Pool
December 18 Celebration 12:00 PM ABC MEAC vs. SWAC
December 18 New Mexico 2:15 PM ESPN C-USA vs. MWC
December 18 Independence 3:30 PM ABC BYU vs. C-USA
December 18 Lending Tree 5:45 PM ESPN MAC vs. Sun Belt
December 18 L.A. 7:30 PM ABC MWC vs. Pac-12
December 18 New Orleans 9:15 PM ESPN C-USA vs. Sun Belt
December 20 Myrtle Beach 2:30 PM ESPN AAC, MAC, Sun Belt
December 21 Famous Idaho Potato 3:30 PM ESPN MAC vs. MWC
December 21 Frisco 7:30 PM ESPN AAC, C-USA, MAC, MWC, Sun Belt
December 22 Armed Forces TBD ESPN AAC vs. C-USA
December 23 Gasparilla 7:00 PM ESPN Pool vs. Pool
December 24 Hawai'i 8:00 PM ESPN AAC vs. MWC
December 25 Camellia 2:30 PM ESPN MAC vs. Sun Belt
December 27 Quick Lane 11:00 AM ESPN Big Ten vs. MAC
December 27 Military 2:30 PM ESPN ACC vs. AAC
December 28 Birmingham 12:00 PM ESPN AAC vs. SEC
December 28 First Responder 3:15 PM ESPN AAC, ACC, Big 12, C-USA
December 28 Holiday 5:00 PM FOX ACC vs. Pac-12
December 28 Liberty 6:45 PM ESPN Big 12 vs. SEC
December 28 Guaranteed Rate 10:15 PM ESPN Big 12 vs. Big Ten
December 29 Fenway 11:00 AM ESPN AAC vs. ACC
December 29 Pinstripe 2:15 PM ESPN ACC vs. Big Ten
December 29 Cheez-It 5:45 PM ESPN ACC vs. Big 12
December 29 Alamo 9:15 PM ESPN Big 12 vs. Pac-12
December 30 Duke's Mayo 11:30 AM ESPN ACC vs. Big Ten
December 30 Music City 3:00 PM ESPN Big Ten vs. SEC
December 30 Peach 7:00 PM ESPN At-large vs. At-large
December 30 Las Vegas 10:30 PM ESPN Pac-12 vs. Big Ten
December 31 TaxSlayer 11:00 AM ESPN ACC vs. SEC
December 31 Tony the Tiger 12:30 PM CBS ACC vs. Pac-12
December 31 Arizona 4:30 PM Barstool Sports MAC vs. MWC
December 31 Orange 3:30 PM or 7:30 PM ESPN Semifinal
December 31 Cotton 3:30 PM or 7:30 PM ESPN Semifinal
January 1 Outback 12:00 PM ESPN2 Big Ten vs. SEC
January 1 Citrus 1:00 PM ABC Big Ten vs. SEC
January 1 Texas TBD ESPN Big 12 vs. SEC
January 1 Fiesta 1:00 PM ESPN At-large vs. At-large
January 1 Rose 5:00 PM ESPN Big Ten vs. Pac-12
January 1 Sugar 8:45 PM ESPN SEC vs. Big 12
January 10 National Championship 8:00 PM ESPN Semifinal winners

When is the 2024 College Football Playoff National Championship?

Just as the NFL playoffs begin, the peak of the College Football Playoff will arrive.

On Jan. 10, 2024, at the Lucas Oil Stadium in Indianapolis, the last two teams standing will duke it out for college football supremacy.

How can I watch the CFP title game?

The vast majority of bowl games will air on ESPN. And the College Football Playoff is no different.

Both semifinal games on Dec. 31 will broadcast on ESPN, as will the national championship game.

Brief history of the College Football Playoff

The college playoffs enters its eighth season of existence, after years of the Bowl Championship Series system that determined the national champion.

Five of the seven playoff title games involved Alabama, three of which came against Clemson. Only the first college playoff national championship, in 2015, went without a Crimson Tide or Tigers appearance as Ohio State demolished Oregon 42-20.

Yes, the playoff format of college football has not yielded quite the parity the NCAA certainly hoped for. But hey, at least the template is in place in order to create it.

Previous winners

Just because a new championship system went into place seven years ago does not mean we should ignore the BCS national champs prior.

Here are the past 10 college football champions:

Date Site Result
Jan. 11, 2021 Miami No. 1 Alabama 52, No. 3 Ohio State 24
Jan. 13, 2020 New Orleans No. 1 LSU 42, No. 3 Clemson 25
Jan. 7, 2019 Santa Clara, Calif. No. 2 Clemson 44, No. 1 Alabama 16
Jan. 8, 2018 Atlanta No. 4 Alabama 26, No. 3 Georgia 23
Jan. 9, 2017 Tampa, Fla. No. 2 Clemson 35, No. 1 Alabama 31
Jan. 11, 2016 Glendale, Ariz. No. 2 Alabama 45, No. 1 Clemson 40
Jan. 12, 2015 Arlington, Tex. No. 4 Ohio State 42, No. 2 Oregon 20
Jan. 6, 2014 Pasadena, Calif. No. 1 Florida State 34, No. 2 Auburn 31
Jan. 7, 2013 Miami No. 2 Alabama 42, No. 1 Notre Dame 14
Jan. 9, 2012 New Orleans No. 2 Alabama 21, No. 1 LSU 0

Biggest upsets in NCAA football championship history

Remember the days before college football instituted a playoff system? Way back when? Before 2014?

Well, those days of BCS selections were wild. As were the years prior, when the media voted on which team was crowned the national champion.

As crazy and manic-inducing as those years were, they certainly produced some memorable title tilts.

2006: Texas 41, USC 38

This BCS National Championship remains the standard.

Texas QB Vince Young, runner-up in that season’s Heisman voting, took frustrations out on the man who beat him out (USC RB Reggie Bush) and the guy who took third (USC QB Matt Leinart, who won the ’04 trophy) in a game for the ages.

Young passed for 267 yards and rushed for 200 more. He scored three TDs, including on a game-winning, fourth-down scramble with less than 20 seconds to play.

In leading Texas to its first outright national championship in 36 years, Young also helped the Longhorns snap USC 34-game winning streak and end the Trojans’ hopes of a third straight national title.

1984: Miami 31, Nebraska 30

Few teams ever get to play Cinderella on their home turf. Miami did.

At the Orange Bowl, the Hurricanes were appearing in only the program’s second bowl game since 1967. They faced top-ranked and perennial power Nebraska, which entered the game as a 10-point favorite.

Despite nearly blowing a 17-point lead, as the Cornhuskers narrowed the gap to 31-30 with less than a minute to play, Miami stood tall. That is, thanks in part to Nebraska coach Tom Osborne.

In those days, there was no overtime in college football. Nebraska had just scored a touchdown and could have opted for the point-after kick to tie the game and hope the polls voted the Cornhuskers’ national champs.

Osborne, though, went for the win. Miami denied him, breaking up the potential game-winning pass and securing a monumental upset for The U.

2003: Ohio State 31, Miami 24 (2OT)

From a game where overtime was not an option, Miami found itself hoping it wasn’t one.

The Hurricanes went into the BCS National Championship as 11.5-point favorites, riding a 34-game winning streak into the Fiesta Bowl in Arizona.

Miami had the lead in the first overtime and thought it had it made when a fourth-down pass by Ohio State fell incomplete. But a pass interference call breathed new life into the Buckeyes, who scored three plays later to force a second extra period.

In the second overtime, Ohio State RB Maurice Clarett rushed for his second TD of the night to put the Buckeyes on top. Miami came back and had a fresh set of downs at the 2-yard line.

But Ohio State held serve, allowing just one yard over the next four plays to upend Miami.

College football bowl betting FAQ

When do the 2021-22 NCAA football bowl games start?

A slate of 40 bowl games spanning just over three weeks kicks off Dec. 17 with the Bahamas Bowl (in the Bahamas) and the Cure Bowl (in Florida).

Which bowl games are part of the 2021 College Football Playoff?

The top four teams in the final CFP rankings will play in either the Cotton Bowl in Texas or the Orange Bowl in Florida. The winners from these Dec. 31 semis will advance to the Jan. 10 championship at Lucas Oil Stadium in Indianapolis.

How can I watch the 2021-22 NCAA football bowl games?

The majority of bowl games will be aired on ESPN and its family of networks. Some games will also air on ABC, CBS and FOX. Of the noteworthy bowl games, the College Football Playoffs semifinals and championship will all broadcast on ESPN, as will the Sugar, Rose, Fiesta and Peach bowls.

Who won the 2021 College Football Playoff National Championship?

Alabama captured its third national title in six years with a 52-24 bashing of third-seeded Ohio State.

Can you bet on college football bowl games in New Jersey?

You bet. With one exception: games involving teams from New Jersey or games staged within state lines. Fortunately, not one of the 2021-22 bowl games are slated to take place in the Garden State.

What colleges are excluded in NJ sports betting?

In terms of Division I, only Rutgers is excluded from legalized betting in New Jersey.

When did the College Football Playoffs replace the Bowl Championship Series?

The NCAA made the change in 2015.

Who’s playing for the 2021-22 college football national championship?

The season is about to kick off so we don’t know yet who will play in New Orleans on Jan. 10, 2024. However, NJ sportsbooks have Clemson and Alabama as heavy favorites to go all the way.

About the Author

Grant Lucas

Grant Lucas is a longtime sportswriter who has covered the high school, collegiate, and professional levels. A graduate of Linfield College in McMinnville, Grant has covered games and written features and columns surrounding prep sports, Linfield, and Oregon State athletics and the Portland Trail Blazers throughout his career.